CONFIDENTIAL
CONFIDENTIAL — AUTHORIZED REVIEW ONLY
Product & Technology

TECHNICAL ARCHITECTURE

A native kernel issues and verifies receipts; fifteen standalone applications embed it, each isolated to one domain.

BANKABIL PRE-SEED DATA ROOM
Prepared for authorized diligence review
VERSION 1.0 · JULY 30, 2026

Kernel

A native Rust kernel with Ruby bindings performs signing, encoding and verification. Schema versions are explicit and are carried in the receipt itself, so an old receipt remains checkable against the schema it was issued under.

Topology and isolation

Each application is a standalone Rails deployment with its own database and its own receipt domain. There is no shared runtime data path between domains; the only shared component is the kernel and the brand system.

Verification path

The verifier runs locally against the exported packet. Kernel test vectors and a verification report are attached as exhibits so that a reviewer can reproduce the result rather than accept it.

BENCHMARK BOUNDARY — Performance figures are from local benchmarks on stated hardware. No third-party technical certification has been obtained.

Documents in this section

Technical Architecture

In Review

Kernel, application topology, data model, and deployment assumptions.

CATEGORY
Technical
VERSION
2.2
UPDATED
Jul 26, 2026
ACCESS
Extended review

Evidence Room Manifest

Available

The static export packet: receipts, schemas, verification records, and claims limits.

CATEGORY
Technical
VERSION
1.4
UPDATED
Jul 24, 2026
ACCESS
Standard review